Impact of Cost and Quality on Self-Funded Healthcare Plans

Captive Review: What factors have led to the current costs in healthcare? David Loggins: As a result of the historical employee risk shift from HMO/PPO plans to Consumer Driven Health Plan (CDHP) options, employees have been asked to provide more of the first dollar exposure in order
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Consumer-Directed Health Plans Reduce Long-Term Use Of Outpatient Physician Visits And Prescription Drugs … and Health Screenings

Article Taken From: MyHealthGuide  Written by: Paul Fronstin, Martin Sepulveda and M. Christopher Roebuck For a study in the June Health Affairs issue, Paul Fronstin of the Employee Benefit Research Institute and coauthors explored the effects of consumer-directed health plans on heal
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Consumer-driven health plans reverse J.C. Penney’s employee health costs trend

Article Written By: Joanne Wojcik  Taken From: Business Insurance When most U.S. employers were only dabbling in the consumer-driven health plan concept, J.C. Penney Co. Inc. decided in 2010 to “pull off the Band-Aid.” Although it had offered a CDHP as an option, more than 80% of its
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EBRI Research: Consumer-Driven Health Plan Enrollees Less Likely to be Young

WASHINGTON — It is often assumed that consumer-driven health plan enrollees are more likely than those with traditional coverage to be young, because they use less health care, on average. However, that is generally not the case in recent years, according to new research by the
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