Americans take beating from Affordable Care Act (ACA) and IRS with loss of tax free health insurance premiums through employers

By Ric Joyner Unbeknownst to most Americans struggling to pay for increasing health insurance costs, the Internal Revenue Service, Department of Labor and Health and Human Services, announced a new notice that will aggravate the problem. 09-13-2013 the IRS issued Notice 2013-54 statin
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How the Supreme Court’s ruling on DOMA affects self-funded plans

By Jennifer McCormick, Esq. and Corrie Cripps (The Phia Group, LLC) Background United States v. Winsdor On June 26, 2013, the U.S. Supreme Court in United States v. Windsor struck down “Section Three” of the Defense of Marriage Act (DOMA), which prevented the federal government
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New Guidance Relating to the Purchase of an Individual Market Plan With Non-Taxable Contributions

Article Taken From:  SIIA September 25, 2013 — the Department of Treasury, the Department of Labor, and the Department of Health and Human Services (collectively the “Federal agencies”) earlier this month issued guidance relating to the purchase of a health insurance plan in the
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Guidance to Employee Benefit Plans on the Definition of “Spouse” and “Marriage” under ERISA and the Supreme Court’s Decision in United States v. Windsor

Article Taken From:  The DOL On June 26, 2013, the Supreme Court of the United States ruled, in United States v. Windsor, that section 3 of the Defense of Marriage Act (DOMA) is unconstitutional. Section 3 provides that, in any Federal statute, the term “marriage” means a
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Group health care costs rise modestly due to cost shifting and slow economy

Article Written By:  Jerry Geisel    Taken From:  Business Insurance Group health care plan costs continue to increase modestly with no sign that premiums will spike again anytime soon. In 2013, group health care premiums for family coverage increased just 3.8%, rising to an average o
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High rate of health care worker injuries worries employers and insurers

Article Written by:  Robert Ciniceros    Taken From:  Business Insurance  Health care facilities are increasingly drawing attention for their unique exposures, which drive more worker injuries than occur in either manufacturing or construction operations. More obese patients requiring
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Insurers Commissioners Signal Retreat on New Stop-Loss Insurance Regulation and Discuss MEWA Issues

Article Taken From:  Self-Insurance Institute of America August 26, 2013 – Comments made by regulators over the weekend at the summer meeting of the National Association of Insurance Commissioners (NAIC) in Indianapolis made it clear that ongoing pushback by SIIA and other stake
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Article Written by:  Mike Ferguson   Taken From:  MyHealthGuide The practice of individual states enacting laws that arguably infringe on ERISA preemption is not new. In fact, many states have become increasingly creative in poking and prodding at the limits of this federal law, which
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Another Day, Another Delay in Obamacare

Article Written By:  Adam Bluestein   Taken From:  Statesman.com The most recent Obamacare hiccup is a non-event or even a break for your business. The real headache is keeping track of all the changes. Last week, the New York Times reported another apparent hiccup in the rollout of t
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Man denied life-saving surgery over 26-cent insurance dispute

Article Written by:  Eric Pfeiffer   Taken From:  Yahoo News  man seeking treatment for a life-threatening illness had his health further jeopardized when his employer and health insurance company tried to cancel his coverage over a 26-cent dispute. The New Jersey Star-Ledger reports
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