Attack on ERISA Preemption Continues…

By: Chris Aguiar, Esq. ERISA preemption seems like such a simple concept; further proof that reasonable minds can disagree.  In just the past 10 days we have received mixed messages from some of the highest courts in the country.  First it was the 8th Circuit’s unanimous pro-preemptio
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Welcome to our New Blog!

By: Adam Russo, Esq. Welcome to the newly updated passionforsubro blog.  Starting today, you all will get daily updates, comments, tidbits, opinions, and fun facts from the many outstanding team members here at The Phia Group.  We couldn’t have thought of a better time to start this t
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The Value of Self-Funding

MyHealthGuide Source:  The Self-Insurance Educational Foundation, Inc. (SIEF), 2014, www.SIEFOnline.org The Self-Insurance Educational Foundation, Inc. (SIEF has published The Value of Self-Funding. Self-funding is an important contributor to the financial and physical health of Ameri
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Why Plan Sponsors should be Upfront with Workers about Self-funding

By Zack Pace, Senior Vice President, CBIZ, Inc., Employee Benefit News (Full text) (EBN) Self-funded health plans don’t have health insurers, only health plan administrators. The knowledge that their employers are paying the claims of the plans dramatically changes employees ent
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TPA’s Fifth Annual Conference Shares Solutions & Strategies for Realizing Savings with Self-Funding

Appleton, WI (PRWEB) An annual conference hosted by Cypress Benefit Administrators in Las Vegas, Cypress University recently wrapped its fifth year of sharing solutions and strategies to help contain the ever-escalating costs of employee health plans. Adam Russo of the Phia Group open
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How to Proactively Manage Self-Funded Employer Health Plans Recommendations by a Hospital Legal Advisor

MyHealthGuide Source: Emily M. Scott As more patients join self-funded plans, hospitals face new challenges regarding billing and collection. The Chargemaster Challenge The increase in self-funded employer health plans has triggered an unintended consequence for hospitals with respect
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The Problem with Wraps

By Adam V. Russo, Esq. (As published in Thompson Information Services’ Employer’s Guide to Self-Insuring Health Benefits) If you are a long time reader of mine, I would first like to say thank you for being the only person other than my mother to read what I write.  It is
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Size Doesn’t Matter But the Regulators Do

By Adam V. Russo, Esq. (As published in Thompson Information Services’ Employer’s Guide to Self-Insuring Health Benefits)  What is the perfect size for a self-funded plan?  This is one of my favorite questions and I love to ask it at any conference at which I happen to hav
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Be Smart When Self-Funding

By Adam V. Russo, Esq. (As published in Thompson Information Services’ Employer’s Guide to Self-Insuring Health Benefits)   Introduction While we are seeing record growth across the country, self-funding is a topic that few are familiar with, even though many participate i
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Cost containment: The Golden Oldies

By Andrew R. Silverio, Esq. (As published within ECI Users Group Spring Newsletter)  It’s no secret that America devotes more of its gross domestic product to healthcare expenses than any other country.  Runners up, including Canada, the Netherlands, France, Germany, and Switzerland,
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