The announcement today that President Obama has nominated Tom Perez as the next Secretary of Labor arguably sets the stage for a strong federal push to restrict the ability of thousands of employers nationwide from sponsoring self-insured group health plans. This provocative conclusio
www.siia.org March 12, 2013 – Utah has become the fourth state that is considering legislation that would make it more difficult for employers to operate self-insured group health plans by restricting the availability of stop-loss insurance. Known as the Small Employer Stop-Loss
As SIIA has been reporting, the self-insurance/alternative risk transfer industry continues to face multiple legal threats, which has prompted SIIA to ramp up its legal defense activities over the past 18 months. This communication will update you on recent developments. All reference
Once again, job-creating California employers are in the crosshairs of state lawmakers. This time, the “offenders” are small businesses that offer health coverage to their employees through self-insurance. Read More..
While the push to restrict the ability of smaller employers to obtain stop-loss insurance continues to play out in California (see two previous blog posts), the feds are taking a closer look at how the availability of stop-loss insurance facilitates the growth of the self-insurance m
February 6, 2013 — The Self-Insurance Institute of America, Inc. (SIIA) today announced a new, multi-faceted educational initiative focused on employee benefit group captives (EBGCs), also known as stop-loss captives. The effort is designed to raise the awareness of how this typ
The Departments of Treasury, Health and Human Services, and Labor are soliciting input from group health plans and their sponsors regarding the use of stop loss insurance. Stop loss insurance protects against catastrophic or unpredictable health insurance claims and provides coverage
The federal government seems to be fishing around for evidence showing that self-insured health plans will siphon off healthy lives from state-run insurance exchanges (a cornerstone of reform). Read More..
Two new requirements imposed by the health care reform act (ACA) make the issue of self-funding and the need for stop loss insurance more compelling for plan sponsors. First, ACA adds new federal taxes on health insurer providers beginning in 2014. These new taxes will add to state in