Welcome to Passion for Subro & Self Funding!

The purpose of this site is to share my passion for subrogation and the self insurance industry with all of you.  My goal is that this site will become your number one destination for health insurance information.
Whether you are looking for the latest on health care reform, the most recent subrogation and reimbursement case, or want to be a self funding guru this is the place for you.  While I hope that this site serves as a great educational resource for all of you, I also hope to keep you entertained with the funny, confusing and just plain weird world of subrogation and self funding.
I would love your feedback and any newsworthy items you may have to make this site even better.


Recent Posts

In the Spotlight… Or the Crosshairs?

By: Ron Peck, Esq. Yesterday we presented a webinar regarding issues that pop up when employers don’t act with consistency between their plan, handbook, behavior, and law
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How expensive are knee replacements in the 20 largest US cities?

By Laura Dyrda Total knee replacement surgery price varies by geographic region. The total price includes hospital services, physician services and anesthesia, according
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CMS projects next decade of health expenditures: 5 takeaways

By Ayla Ellison National health spending is expected to grow at an average annual rate of 5.6 percent from 2016 through 2025, with expenditures projected to hit $5.5 tril
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First Proposed ACA Rule Changes

By: Jen McCormick, Esq. Today we got our first new proposed ACA rule changes from the Trump Administration.  One of the proposals was to decrease the open enrollment wind
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IRS loosening enforcement of ObamaCare mandate

By Peter Sullivan The IRS says it will not reject tax forms from people who fail to answer whether they had health insurance, a sign of loosening up on enforcement of Oba
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A Canadian Pays Cash for Care – Part Deux

By: Jason Davis In spite of the fact that I did not use insurance at all, we can still take my personal experience as a case study about the benefits of real-time payment
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Humana Plans to Pull Out of Obamacare’s Insurance Exchanges

By REED ABELSON Humana announced on Tuesday that it would no longer offer health insurance coverage in the state marketplaces created under the federal health care law, b
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Land of 10,000 Stories: Cop and Homeless Veteran

wkyc.com CLEVELAND – Big medical bills are a problem for many Americans. But few services deliver a bigger surprise hit than a life-saving ride on an air ambulance.
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The Guilty Shall Remain Nameless – Yet I Shall Shame Them

By: Tim Callender, Esq. I recently had a sinus infection.  No, I’m not a doctor, but I’m intelligent enough, and know my sinuses well enough to know when it’s either a si
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Empower Your Plans!

By: Adam Russo, Esq. The United Benefit Advisors recently came out with the average cost of premiums for health insurance in every state.  Massachusetts has an average mo
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The Time of Uncertainty

By: Brady Bizarro, Esq. At a recent Republican retreat, someone secretly recorded discussions regarding the repeal of the Affordable Care Act. While many have condemned t
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Ignorance Is Not A Defense

By: Chris Aguiar, Esq. I wish I could say I was surprised to read the findings of this article – but I’m not.  True or not, the prospect is frightening.  Healthcare is a
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Most Consumers Do Not Know the Cost of Care

By: Adam Russo, Esq. Super Bowl Sunday is a great time to talk to family and friends…well at least during that first half! It’s amazing how little people unde
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We Have a New Secretary of HHS

By: Brady Bizarro, Esq. In a rare overnight session, the Senate voted 52-47 (along party lines) to confirm Tom Price (R-GA) as Secretary of HHS. He will be managing a dep
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It’s Tax Time – Do You Know Your 6056 Deadlines?

By: Kelly Dempsey, Esq. The tax season is officially upon us. Reporting requirements under ACA Section 6055 and 6056 are still in effect for the 2016 calendar year. For A
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